Frequently Asked Questions

By applying for HSBC Advance, you enjoy our extensive professional financial management services with minimum qualification requirements, an offer you won't find elsewhere in the banking sector.

Growing your money

Our team of trained and accredited financial planners will work hand in hand with you to provide our professional services and support, regular review, market information update and tailored investment solutions you need. Comprehensive range of investment products covering all major asset classes and risk levels are ready in order to suit your risk appetite and needs.

Protection for you and your finances

We offer a comprehensive range of insurance plans - life, medical and general; and you can also make use of other services such as deposits, bonds and fixed annuities to help protect your capital, prepare for an enjoyable retirement and secure everything that's near and dear to you for today and tomorrow.

Day-to-day banking

We make your banking a lot easier and faster by providing multi-channel services under a single integrated account. With our HSBC Advance Visa Platinum Card, you would enjoy tailored privilege and rewards programme.

International services

No matter where life takes you, the move will be a lot easier if you receive global recognition and have someone paving the way for you. We will help you pre-arrange overseas account opening, transfer your credit history and provide a safety net with emergency encashment to enjoy worry-free travel wherever you go.

If you are already an existing HSBC customer, you can simply join HSBC Advance online here. For new HSBC customers, you are welcome to visit any HSBC branch. Click here to look up a HSBC branch nearest to you; or, leave your contact information here, and a specialist will contact you for account opening assistance.

HSBC Advance is free for you if you maintain a Total Relationship Balance of HKD$200,000 or more, which includes your deposits, investments, the savings component of your life insurance, HSBC MPF balances, HSBC ORSO Defined Contribution Scheme balances and personal borrowings at HSBC.

Should your Total Relationship Balance drop below HKD$200,000, a Below Balance Fee of HKD$120 will be applied, based on your average Total Relationship Balance over the past 3 months.

With HSBC Advance Visa Platinum card, you can enjoy the following unsurpassed privileges including:

• Perpetual annual fee waiver for both primary and additional HSBC Advance Visa Platinum Cards
• Exclusive year-round dining discounts at renowned hotels and restaurants around the world
• Year-round discount on luxury fashion brands and accessories at leading stores
• Best-in-class Rewards Programme
• Merchant offers and exclusive discounts at local chains offered by Private Label Cards
• Wide range of privileges in more than 40 countries worldwide under the home&Away programme
• Entitled to existing privileges offered by HSBC Visa Platinum Card

As our Advance customer, you can pre-arrange cross-border account opening at 50% less than the standard rate via International Banking Centres (IBC). To ensure your smooth on-boarding, your credit history can also be transferred from your home country to facilitate access to credit facilities overseas.