Overdrafts

What is an Overdraft?

An overdraft is a ready credit facility that offers you extra cash whenever you need it, and for whatever purpose. Overdrafts provide you with the flexibility of funds when you need it most.

Overdrafts at a glance

HSBC Premier Clean Credit

Exclusively for HSBC Premier customers, extra stand-by cash with preferential interest rates. More

HSBC Advance Clean Credit

Linked to your HSBC Advance package, a credit facility for extra on-demand cash. More

SmartVantage Clean Credit

A credit facility for extra on- demand cash. More

Personal Overdraft

Enjoy a high credit line with low interest rates with a personal overdraft. More

HSBC Premier, HSBC Advance and SmartVantage Secured Credit

Achieve your goals and dreams with your assets pledged as security with a Secured Credit. More

Note: The Unauthorised Overdraft interest rate is Best Lending Rate + 8%. For Super Ease Account and Current Account, such interest rate is 24% p.a.