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Term Protection Plan

What is Term Protection Plan?

Term Protection Plan offers low-cost protection - pure term life insurance coverage. Choose how much cover you want and for how long with the assurance of automatic renewal guaranteed.

Features

  • Lump sum payment upon death
  • Choose to increase the sum insured by 5% each year for 10 years without the need for further underwriting
  • Guaranteed renewal at the end of the term without the need for further underwriting, whatever your state of health
  • Convertible to another life policy guaranteed. No health questions asked.
  • Fixed monthly or annual premiums in either Hong Kong or US dollars or in pound sterling.
  • Optional coverage for major illnesses, total permanent disability, accidental death and dismemberment
  • Persons between the ages of 19 and 70 are eligible to apply

What else should I know?

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How much do I need?

Note:

  1. If you renew your term life insurance policy at term, the premium will be increased to reflect your age at the time
  2. Term Protection Plan is underwritten by HSBC Life (International) Limited which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.