Refundable Protection Plan (Major Illness)

What is Refundable Protection Plan (Major Illness)?

Refundable Protection Plan (Major Illness) is a 10-year life insurance, which provides protection against 39 major illnesses as well as premium refund.

Features

• Choose from 3 plans to meet your personal needs. more
• Up to HK$250,000 protection against 39 covered major illnesses. more
• Up to HK$37,500 major illness medical expenses. more
• If there are no claims and the policy is terminated after the second policy year, premium can be refunded with an ascending scale up to a maximum of 83.33% of the total premium paid upon the 10-year policy maturity. more
• If there are no major illness claims, HK$10,000 plus 100% refund of total premium paid will be provided due to the death of the Life Insured. more
• Remain fully insured with deferred premium payments for up to one year if you become unemployed. more
• The premium is fixed upon application and will generally not increase with age throughout the 10-year policy term.
• The above information is intended as a general summary. Please refer to the Policy Wording for the exact terms and conditions and details of the exclusions.
• HKID card holders aged between 19 and 50 are eligible to apply.

What else should I know?

• Main policy exclusions
• Frequently Asked Questions
• Life Insurance Products at a glance
• e-Policy servicing