The world's local bank
- Travel Insurance
- Home Insurance
- Health Insurance
-
Life Insurance
- Refundable Protection Plan (Major Illness)
- Term Protection Plan
- Term Life Insurance (Refundable Premium)
- Target Protection Plus
- Lifestyle Wealth Protection Plus
- WholeLife Protection Plan
- Lifestyle Retirement Protection Plus
- WealthInvest Insurance Plan
- WealthSave (Renminbi) Protection Plan
- LifeSave Protection Plan (Lifetime Medical)
- Lifestyle Education Protection Plus
- RetireIncome Annuity Plan
- EarlyIncome Annuity Plan
- Helper Insurance
- Accident Insurance
- Golfer Insurance
- Fire Insurance
- HealthNet
- More
- Investment Performance
- Important Information
- Amend your Policy
- Claims and Assistance Services
- FAQ
- Glossary
- Download Forms and Documents
EarlyIncome Annuity Plan
What is EarlyIncome Annuity Plan?
The EarlyIncome Annuity Plan ("the Plan") provides you with a regular monthly annuity payment during the annuity period to plan for retirement.
Features
- Choose an accumulation period of 1 year or 3 years and you could enjoy monthly payments over an annuity period of 20 years or up to age 99, depending on the plan that you have chosen
- Choose how you would like to receive your monthly annuity payment, either in cash on monthly basis or leave all monthly annuity payments with us to earn interest until the end of the annuity period
- Fund your plan only in the first three years by paying the premium monthly, annually or in a lump sum as a single payment*
- Enjoy life cover and extra protection against accidental death, terminal illness and unemployment during the policy term
- Approval is guaranteed and no health questions will be asked#
- Persons aged between 50 and 75 are eligible to apply
What else should I know?
Next steps...
Need Help?
- Call (852) 2233 3131
Special Offers and Useful Links
Insurance special offers
There is always something new at HSBC. Click here to find all of our attractive insurance offers.
Plan your life insurance needs?
A simple calculation can tell if you have enough life protection.
Do you know which medical protection plan best fits you and your family?
Complete a short quiz to find out which medical insurance offer you and your family the best medical coverage.
What type of life insurance is right for you?
HSBC offers a range of life products to suit your needs throughout different stages of your life.
Reference Information
HealthNet
Get up-to-date news and information, so that you can better manage your health.
Investment performance
Unit price and performance of investment choices for investment-linked policies.
Notes:
*If you surrender the policy at anytime during the policy term, the balance of the single payment will be paid subject to a surrender charge to be determined at the insurance company's discretion from time to time.
#The life insured is required to complete simple health questions if the total premium of all your pending applications and inforce policies of EarlyIncome Annuity Plan is more than the 'guaranteed approval' limit of HK$6,000,000/US$750,000. We reserve the right to accept or reject any applications for the plan based on the information provided by the life insured during application.
- All ages mentioned refer to the age of the life insured at the next birthday.
- EarlyIncome Annuity Plan is underwritten by HSBC Life (International) Limited which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.
