The world's local bank
Hospital Cash Insurance
Enjoy 15% first year's premium discount online.
What is Hospital Cash Insurance?
HSBC's Hospital Cash Insurance plan gives you a daily cash benefit that is guaranteed, in addition to your existing medical insurance benefits, regardless of the actual hospital expenses.
Features
- Apply online to get instant approval, with two months of free cover or 15% discount on first year's premium; extra 10% discount if you enrol with your spouse or children.
- 30% "no claims" refund of hospital cash insurance premiums after five years*. more
- Flexibility to choose from four levels of hospital cash insurance benefits according to your protection needs. more
- Reimbursement of up to ten times your daily limit in surgical expenses per illness or accident. more
- Hospital cash insurance premiums are based on your age at entry, and generally do not increase with age. more
- Please refer to the Hospital Cash Insurance policy wording for exact terms and conditions and details of the exclusions.
- Guaranteed 48-hour Claims Approval Service^
# Please contact our staffs for the promotional details and programme Terms & Conditions.
^Applicable to any qualified case for claim amount below HK$5,000. Claims will be processed immediately and claims payment will be approved within 2 working days upon receipt of all required documents as may be required by HSBC Insurance (Asia) Limited.
What else should I know?
* If you don't make a claim for five consecutive years, you will receive a cash refund of 30% of the hospital insurance premiums you have paid |
