The world's local bank
Health Insurance
Apply online and get special offers.
Health Insurance Products at a glance
Health Insurance Products at a glance
Coverage |
FirstCare |
HospitalSurance |
Hospitalisation benefit |
Yes |
No |
Surgical expenses |
Yes |
HKD 5,000 / HKD 10,000 / HKD 15,000 / HKD 20,000 |
Daily Hospital Cash benefit |
Alternative daily public hospital cash HKD 750 / HKD 1,000 per day * |
HKD 500 / HKD 1,000 / HKD 1,500 / HKD 2,000 |
Outpatient benefit |
Optional |
N/A |
Dental benefit |
Optional |
N/A |
Maternity benefit |
Optional |
N/A |
Premium refund |
N/A |
30% "no claims" refund after 5 years |
China Hospital Admission Deposit Guarantee Service** |
Yes |
No |
| * | This benefit is payable in lieu of all other benefits of Hospital and Surgical benefit. |
| ** | The service is not available to PRC passport holders and is provided by a third party service provider ("the Assistance Company") which is an independent contractor and is not an agent of HSBC Insurance (Asia) Limited or The Hongkong and Shanghai Banking Corporation Limited ("HSBC"). HSBC Insurance (Asia) Limited and HSBC shall make no representation, warranty or undertaking as to the availability of the Assistance Company's services and shall not be liable to the Policyholder or the Insured Person in any respect of any loss, damage, expense, suit, action or proceeding suffered or incurred by the Insured Person, whether directly or indirectly, arising from or in connection with the services provided or advice given by the Assistance Company or its agents, or the availability of such services. This service is only available outside home country and usual country of residence. |
e-Policy servicing
You can now manage your insurance policies with ease using our e-Policy Servicing* by simply logging on to HSBC Personal Internet Banking. This service provides you with 24-hour online access to your insurance policy details and allows you to submit policy service requests without hassle. e-Policy Servicing* gives you more convenience to:
Review your policy details
- Allows you to check your policy details
- Review your claims history
Change premium payment instructions
- Allows you to change your premium payment account, payment method or payment frequency
* Applicable to some plans only.
