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Cash Credit Services
About Cash Credit Services
HSBC credit card offers you Cash Instalment Plan that allows you to get extra cash and expand financial flexibility to realise your personal goals. With the plan, you can convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account.
Cash Instalment Plan
Cash Instalment Plan offers you a fixed monthly repayment to budget accurately.
Exclusive Benefits
- Enjoy interest-free1 throughout the full repayment period
- Choice of 12 months, 18 months, 24 months or 36 months repayment period
- Personalised monthly handling fee as low as 0.23%2 of the withdrawal amount
- Simply call to apply and no document is required3
Example
Withdrawal amount |
Interest |
Monthly handling fee
(Based on every HK$10,000 withdrawal amount) |
HK$60,000 |
0% |
HK$23 |
The monthly handling fee for the withdrawal of HK$60,000 will be HK$138, based on the monthly handling fee of HK$23 for every withdrawal of HK$10,000.
Next Steps...
- Please call our 24-hour automatic application hotline3 8229 9992
- Please call our customer service officer-assisted application hotline3 2233 3051
- Download Application Form, complete and return it by post
- No interest is payable by the cardholder who makes full repayment of the statement balance specified in the cardholder's HSBC credit card account statement on or before the payment due date of each month.
- The annualised percentage rate is 5.18% (calculated based on 12 months repayment period); 5.29% (calculated based on 18 months repayment period); 5.34% (calculated based on 24 months repayment period); 5.37% (calculated based on a 36-month repayment period).
- Only applicable to applications of transferring the withdrawal amount from HSBC credit card account to cardholder's designated HSBC personal bank account, no document is required.
Remark: Annualised percentage rate is calculated according to the method set out in the relevant guidelines referred to in the Code of Banking Practice. Please refer to the related application form for the terms and conditions of the above plan.
